Bankruptcy Lawyer

L. Laramie Henry Law Office handles Chapter 7 and Chapter 13 bankruptcy cases. Our office is located in Alexandria, Louisiana and we proudly serve all of Central Louisiana!

Bankruptcy Lawyer

L. Laramie Henry Law Office handles Chapter 7 and Chapter 13 bankruptcy cases. Our office is located in Alexandria, Louisiana and we proudly serve all of Central Louisiana!

What we do

Chapter 7

is a part of the federal Bankruptcy Code that allows for the immediate cancellation of most forms of personal debts without the need for a repayment plan, as well as the sale of some types of nonexempt property to satisfy such debts.

Chapter 13

or, Debt Consolidation, is the section of the Federal Bankruptcy Code that allows a person to repay all or a portion of his or her obligations while being overseen by the Bankruptcy Court.

About us

Henry Law has dedicated its practice to serving those like you. People who find themselves buried in debt, harassed by creditors and looking for a way to get life back to normal. We’re versed in the latest bankruptcy legalese and serve as your advocate in court and with creditors.

Laramie Henry is a member of the Alexandria Bar Association, Federal Bar Association, Louisiana State Bar Association, as well as the National Association of Consumer Bankruptcy Attorneys.

A native of Pineville, Louisiana, Laramie has lived in Central Louisiana all his life – apart from his time in Baton Rouge while he attended LSU.  He is happily married with three wonderful children.

Remote or in person meetings.

Zoom video conferences available.

About us

Henry Law has dedicated its practice to serving those like you. People who find themselves buried in debt, harassed by creditors and looking for a way to get life back to normal. We’re versed in the latest bankruptcy legalese and serve as your advocate in court and with creditors.

Laramie Henry is a member of the Alexandria Bar Association, Federal Bar Association, Louisiana State Bar Association, as well as the National Association of Consumer Bankruptcy Attorneys.

A native of Pineville, Louisiana, Laramie has lived in Central Louisiana all his life – apart from his time in Baton Rouge while he attended LSU.  He is happily married with three wonderful children.

F.a.q.

WHO MAY FILE BANKRUPTCY?

Any person who is a resident in the United States of America has the right to petition for bankruptcy. You do not need to have a specific amount of debt. Once every eight years, you may erase your debts in a Chapter 7 bankruptcy. A Chapter 13 bankruptcy may be filed several times, even if you have already filed a Chapter 7 bankruptcy.

WHAT IS BANKRUPTCY?

Bankruptcy is a legal process by which an individual who is unable to pay his or her debts can obtain a fresh financial start. Filing for bankruptcy instantly halts any creditors’ efforts to collect debts from you, at least until your obligations are resolved in accordance with the law.

WHAT CAN BANKRUPTCY DO FOR ME?

Bankruptcy may enable you to:

Eliminate your legal duty to pay the majority, if not all, of your obligations, including credit cards, medical bills, signature loans, foreclosure and repossession deficits, and judgments. This is referred to as a debt “discharge.”
Put an end to the foreclosure process on your house or mobile home and provide you with an opportunity to make up for missing payments. (However, bankruptcy does not immediately discharge mortgages and other liens on your property.)
Prevent an automobile or other property from being repossessed, or compel the creditor to restore the item even after it has been repossessed.
Put an end to harassing telephone calls and mailings. Put an end to wage garnishments, litigation, and other similar creditor activities.

CHAPTER 7 (STRAIGHT BANKRUPTCY)

In a Chapter 7 bankruptcy case, you submit a petition with the court requesting that the court dismiss your obligations. The primary concept of Chapter 7 bankruptcy is to eliminate (discharge) your debts in order to start over. Credit cards, healthcare debts, personal loans, house foreclosure or repossession deficits, certain past due taxes, and payday advance loans are all examples of debt that may be removed or wiped away. In most circumstances, your whole estate will be tax exempt. This implies that you will retain complete ownership of your property. However, non-exempt property is auctioned and the proceeds allocated to creditors.

F.a.q.

WHO MAY FILE BANKRUPTCY?

Any person who is a resident in the United States of America has the right to petition for bankruptcy. You do not need to have a specific amount of debt. Once every eight years, you may erase your debts in a Chapter 7 bankruptcy. A Chapter 13 bankruptcy may be filed several times, even if you have already filed a Chapter 7 bankruptcy.

WHAT IS BANKRUPTCY?

Bankruptcy is a legal process by which an individual who is unable to pay his or her debts can obtain a fresh financial start. Filing for bankruptcy instantly halts any creditors’ efforts to collect debts from you, at least until your obligations are resolved in accordance with the law.

WHAT CAN BANKRUPTCY DO FOR ME?

Bankruptcy may enable you to:

Eliminate your legal duty to pay the majority, if not all, of your obligations, including credit cards, medical bills, signature loans, foreclosure and repossession deficits, and judgments. This is referred to as a debt “discharge.”
Put an end to the foreclosure process on your house or mobile home and provide you with an opportunity to make up for missing payments. (However, bankruptcy does not immediately discharge mortgages and other liens on your property.)
Prevent an automobile or other property from being repossessed, or compel the creditor to restore the item even after it has been repossessed.
Put an end to harassing telephone calls and mailings. Put an end to wage garnishments, litigation, and other similar creditor activities.

CHAPTER 7 (STRAIGHT BANKRUPTCY)

In a Chapter 7 bankruptcy case, you submit a petition with the court requesting that the court dismiss your obligations. The primary concept of Chapter 7 bankruptcy is to eliminate (discharge) your debts in order to start over. Credit cards, healthcare debts, personal loans, house foreclosure or repossession deficits, certain past due taxes, and payday advance loans are all examples of debt that may be removed or wiped away. In most circumstances, your whole estate will tax exempt. This implies that you will retain complete ownership of your property. However, non-exempt property is auctioned and the proceeds allocated to creditors.

“If you need debt relief, Mr. Henry is your man. He gets the job done and doesn’t shame you or belittle you.”

– L. K.

“If you need debt relief, Mr. Henry is your man. He gets the job done and doesn’t shame you or belittle you.”

– Lois Knight